Freelancer’s Guide to Getting A Home Loan

Freelancer’s Guide to Getting A Home Loan

As of 2019, the number of freelancers working in Singapore has grown to 211,000 residents. As the result of the COVID-19 pandemic, the number is expected to rise sharply with the soft economic conditions and job shortages expected to continue throughout 2021.

Unfortunately, for most freelancers, home ownership is a tricky task to navigate. Home loans tend to be more favourably geared toward employed individuals who earn a regular, salaried income.

However, if you intend to take up freelancing as a long-term occupation, there are several things you should take note of before applying for a home loan from a bank. If you are diligent with declaring your income and contributing to Medisave, CPF and Income Tax, your choice to enter the gig community would not be one that you regret when it comes to buying your own home.

Establish a Realistic Property Ownership Timeline

Before you embark on applying for a loan, you need to ensure that you are in the best possible place to get it. If it has been a bad year for you financially, we suggest making sure that your earnings are back up for at least two years before you apply for a home loan (although most banks look at one year).

The good news is that because banks look at your IRAS Income Tax Notice of Assessment (NOA) and a 30% haircut is already taken on the variable income, banks don’t necessarily look at how “stable” your income is, or the exact consistency … READ MORE ...

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Search Engine Optimization - Does It Really Work?

Search Engine Optimization – Does It Really Work?

You have reached the decision to focus on SEO. But, since there is so very much to learn, finding a good place to begin can be difficult. The expert tips are going to help you focus all of your SEO plans with SEO backlinks service.

Coding is an important element in search engine optimization if you are using SEO.For example, a site that relies heavily upon JavaScript must be coded efficiently, spiders can’t index your site.

There are many ways to improve your search engines. You will find you get the most results if your website is easy to use. The optimized performance will result in an overall better experience for the user.

You need to stay patient as you try to boost your website. You will not see any huge changes or an influx in traffic to your website. It will actually take a while if your site is brand new sites. It takes a while to build a reputation online, just like traditional businesses.

This information is according to metrics like Quantcast scores. Discussion areas are a wonderful way to interest visitors in spending time on your site.

Present yourself in a way that highlights your field. This is a great way to market your internet marketing campaign. Build a niche website that targets clientele interested in your specialty, then implement SEO strategies so that they can locate what you have to offer. Make sure you know exactly what customers are looking for, and be sure to … READ MORE ...

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Exciting SEO Ideas To Jumpstart Your Website Traffic

Exciting SEO Ideas To Jumpstart Your Website Traffic

One of the best ways to increase website is through search engine optimization process.The higher your search rankings, the more visibility you will have to potential customers. This article contains helpful SEO tips that can help boost your search rankings, or you can click Professional SEO company for more information.

When adding SEO to your page during setup, it pays to have lots of shorter pieces on related topics instead of a single long one. Long pages get less than shorter ones by the search engines.

To improve your search engine rankings, include a myriad of keywords, including misspellings of keywords, in the “metatag” area of your website setup. Search engine bots will find analyze these meta tags and including this information will show up in a much larger amount of searches. For example, say your site’s keyword is “cat food.” In addition to “cat food,” you can add “catfood,” “eyeglasses” and “eye glasses,” etc.

Learn what kind of experience they have.You also need to be aware of any risks to make an educated hiring decision.

This is very useful for the people who found you through YouTube.

A vital step towards optimizing your search engine optimization is to include a site map for your website. Search engine spiders will crawl the site more easily with a text based map of your site. A big site might require more than 1 site map. A good rule of thumb is to not have lots of links maximum on each site map.… READ MORE ...

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New Technology Is Changing The Hiring Game

New Technology Is Changing The Hiring Game

On the subject of hiring new personnel, the hiring game is diverse from what it was ten and also 5 years ago. Since of technology, it is no longer about putting an ad inside the paper, conducting an interview, and hoping that you simply select the very best candidate. Now you can find games and other forms of technologies that give you helpful info about the candidates.

Wasabi Waiter can be a game that was developed by Knack. it. It appears like loads of the other multitasking games where persons must cook, serve, clear orders, and manage a range of other tasks to clear the level and continue through the game. This is being used by many organizations mainly because there’s a great deal of evaluation going on.

Within the game, it is measuring player behavior, emotion recognition, in addition to an extended list of other attributes which will help to establish if someone is going to be a good employee or not. Huge information metrics can make the most of your interview sessions. Rather than asking open-ended concerns exactly where you ask factors like “Tell me of a predicament when… ” you may hand someone a video game and let their actions speak for you.

Knack. it is not the only one supplying employee statistics. There are various other players on the planet of technology who can be making games, questionnaires, along other items that will help you learn much more regarding the candidates. When you have additional information … READ MORE ...

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The Benefit of Getting New Technology Early

The Benefit of Getting New Technology Early

So you’d like to be in around the ground floor in regards to getting new technology. Possibly you desire to become within the 1st groups of persons to purchase Sony’s PlayStation 3 “Move” controller and eye, slated for release later this year, for Wii-like gaming action. Or possibly you’d like to become the first amongst your friends to own the Apple iPad. Very good for you! You’ll have bragging rights. But never let your head swell just yet.

Being an early bird with regards to new technology has its drawbacks too. Most new technologies have set rates. These stay for quite a few months, but eventually, they commence to come down, producing them an improved acquire down the road. Do you try to remember when the iPhone 1st came out? It was a high-priced device and customers appeared in droves snatching them up. Then, months later, the costs dropped by a large margin and these early buyers have been upset. The corporation sooner or later refunded $ 100 to these first consumers.

Further down the road also come the competitors with their versions of your “latest, greatest thing” usually at a reduced value. The competitors can usually test drive the competitors and come out with a superior item also. One fine instance took location decades ago with transportable music. Remember the lovable 8 track player? That confidence didn’t last extended, did it? It promptly became outdated together with the introduction from the cassette player. That lasted a great deal longer … READ MORE ...

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