2025 Insurance Coverage for Heart Failure Monitoring

2025 Insurance Coverage for Heart Failure Monitoring

In 2025, insurance providers have increasingly recognized that paying for a connected scale or blood pressure cuff at home is far cheaper than paying for a multi-day hospital stay.

Medicare Coverage (The Gold Standard)

Medicare Part B continues to lead the way in RPM support. For patients with a documented diagnosis of chronic heart failure, Medicare typically covers 80% of the cost for:

  • Initial Setup: One-time education on how to use your devices.
  • Monthly Monitoring: The “behind-the-scenes” work where nurses and doctors review your transmitted data.
  • Monthly Communication: At least 20 minutes of interactive time (phone or video) with your care team.

Note: Most patients with Medigap or secondary insurance will find that their remaining 20% co-pay is fully covered, resulting in $0$ out-of-pocket costs for the service.

Major Private Insurers (UnitedHealthcare, Aetna, Cigna)

The landscape for private insurance is evolving. Notably, in late 2025, UnitedHealthcare announced a policy shift …

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